Secure Your Future Today

with Comprehensive Life Insurance Solutions

Chad Wooters & Meriah Wooters

Your National and State Accredited Fiduciary

National PN Id: Chad(21779290) Meriah(22049092)

What We Offer

We’re Chad and Meriah Wooters, founders of Wooters Life, licensed life insurance agents dedicated to helping families get financially protected. Our journey began 16 years ago in a Dish Network call center, where we discovered a shared passion for sales and service. Chad has been in solar since 2015, serving as a sales director, VP of sales, and solar consultant, with an Economics degree from Colorado State University (2008). He loves numbers and helping families reach their financial goals. Meriah has devoted the last 12 years to staying at home with our three children, bringing a grounded, family-first mindset to everything we do. Today, we combine our experience to guide families through thoughtful, clear life insurance planning. In our free time we enjoy camping, working on the ranch, and cheering at our kids’ sporting events. Our logo—a heart with a W—is the Wooters family cattle brand, symbolizing the care and commitment we bring to every client.

IUL - Indexed Universal Life

Indexed Universal Life (IUL) insurance offers flexible coverage with customizable benefits and tax-free cash value growth with investment options, providing protection for loved ones and potential tax-free income based on your financial goals.

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Term Insurance

Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.

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Final Expense Insurance

Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.

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Frequently Asked Questions

What is Life Insurance?

Life insurance is a way of transferring financial risk from you to someone else - in this case the life insurance company. Just like you insure your car, house and belongings, why wouldn't you also insure your most valuable asset? Your life and ability to earn an income.

Why should I buy life insurance?

The wealthy have done this for years. A single financial incident can change the course of your life. did you know medical bills are the #1 cause of bankruptcy in the US? Why leave your financial future and that of your family to chance. Instead you can pay just a small monthly premium to have those risks taken care of by someone else.

How do I buy life insurance?

Work with a nationally accredited and state licensed life insurance broker who is a fiduciary. This means they have a legal obligation to work for you and provide you with options for the best policy and benefits for your personal situation. We are legally required to put your best interests ahead of everything else.

Will I need to do a medical exam?

It depends on the insurance carrier and type of policy you choose. Your licensed insurance advisor can provide you options that include instant guaranteed issue policies if that is what you would prefer.

How much will it cost?

Every individual policy is different based on your unique situation and the benefits you choose. Your licensed advisor will provide you the best options for you, your family and your budget to choose from.